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When I asked myself what I would do if I had $1 million 10 years ago, I would definitely say that I would buy a house.
But when the same question is asked now, I will do an index fund.
An “index fund” is a type of mutual fund or exchange-traded fund that seeks to track the returns of a market index.
Specifically I will buy more VTI, VXUS.
VTI is us stocks, VXUS is international stocks without us.
So both means all world stocks.
Index investment can be managed at an interest rate of 3-5%
If you have $1 million, you can expect to earn $ 30,000- $ 50,000 a year without working.
If you don't splurge, you will be able to live.
Now the stock price is down
However, in the long run, the economy will definitely develop.
No problem.
What I want is not a house, but a life that is not tied to money and time.
Don't you think so too?





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